Attorney Joanne Peppard is a life-long resident of Stark County, Ohio and has been an active member of Canton’s legal community for more than a decade.  Her extensive experience in the areas of accounting, taxation, finance, and consumer bankruptcy, afforded her the unique opportunity to serve as a Chapter 7 Trustee (the Federal Government’s representative in bankruptcy proceedings), a position she held from 2001 through 2006.  This experience has given her a valuable “behind the scenes” knowledge of consumer bankruptcy from the Trustee’s perspective.

A wife and a mother, Attorney Peppard is a sympathetic and caring advocate for her clients, who understands the emotional and financial pressures Ohioans face each day in our struggling economy.

Attorney Peppard is a member of the Stark County, Ohio, and American Bar Associations, and Co-Chairs the Young Attorneys Group of the Stark County Bar Association.

1993 – B.S. Accounting, The University of Akron, Magna Cum Laude
1996 – J.D. The University of Akron School of Law
1996 – Admitted to the Ohio State Bar Association
1997 – Admitted to the U.S. District Court, Norther District of Ohio
1997 – M.S. Taxation, The University of Akron
2001 – 2006 Panel Chapter 7 Trustee

Bankruptcy & Creditors’ Rights
Corporate and Business Services
Banking & Finance
Closely Held & Emerging Businesses
Corporate Governance
Mergers & Acquisitions
Taxation
Real Estate, Development & Financing
Immigration
Trust and Estate Planning

Filing for Chapter 7 or Chapter 13 relief enacts an immediate and automatic stay, which prevents creditors from taking action against you, without first having the permission of the bankruptcy court to do so.  It is rarely in the interests of a mortgage holder to initiate foreclosure proceedings, as they stand a much better chance of being paid the money owed to them by working with the bankrupt homeowner.  An experienced bankruptcy attorney can assist you in choosing the best available option, based on your financial situation and your desire to keep your home.

Every financial situation is unique and an experienced bankruptcy attorney can review your circumstances, assess your financial situation and advise you as to the advantages and disadvantages of each of your available options.

Filing Chapter 7 or Chapter 13 enacts an automatic stay, which means that creditors are not allowed to take any further action against you to collect the debt owed to them.  This includes wage garnishments.  If your wages are being garnished at the time you file bankruptcy, you can contact both the creditor garnishing your wages, and your employer, to notify them that you have filed bankruptcy.  Once notified, they are required by law to cease the garnishment action.  The automatic stay, however, does not apply to child support and alimony garnishments.

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401 Tuscarawas Street West
Suite 100
Canton, Ohio 44702

Office Hours